Personal Accident and Effects Personal Accident and Effects

You’ll pay for Personal Accident and Effects Insurance if you accept it. You understand that you will be charged the rate per day for a full day even if you don’t have the car the entire day.

 PAE – Personal Accident & Effects Insurance (where available)

PAE provides medical, hospital, death and dismemberment benefits for bodily injury resulting from an accident, and benefits for loss of or damage to certain personal property while in the rented vehicle. Coverage is for the term of the rental agreement and will not exceed a 30-day consecutive period.

PAE provides the following maximum benefits for accidental bodily injury:

• Accidental Death and Dismemberment up to $175,000* (renter) and $25,000** (passenger).
• Accident Medical Expenses up to $10,000
• Hospital Accident Benefit*** of $500 per day up to 30 days
• Personal Effects coverage for each item is $1,000; maximum for all covered items in rental vehicle is $3,000****

*$200,000 in NY; $50,000 in NH

**$200,000 in NY; $175,000 in CT, IN, KS, MO, MT, VT, VA, WA; $50,000 in NH

***Hospital Accident Benefit not available in NY

****$2,000 in NY

PAE Plus – Personal Accident & Effects Insurance PLUS (where available)

PAE provides medical, hospital, death and dismemberment benefits for bodily injury resulting from an accident, and benefits for loss of or damage to certain personal property while in the rented vehicle. Coverage is for the term of the rental agreement and will not exceed a 30-day consecutive period.

PAE Plus provides the following maximum benefits for accidental bodily injury:

• Accidental Death and Dismemberment up to $250,000* (renter) and $125,000** (passenger) for vehicles with a capacity of up to 15 occupants
• Accident Medical Expenses up to $15,000
• Hospital Accident Benefit*** of $500 per day up to 30 days
• Personal Effects coverage for each item is $1,000; maximum for all covered individuals in rental vehicle is $3,000.

*$50,000 in NH

**$250,000 in NY; $250,000 in CT, IN, KS, MO, MT, VT, VA, WA; $50,000 in NH

***Hospital Accident Benefit not available in NY

****$2,000 in NY

For the full brochure, please click here.

For the Personal Accident policy certificate for General States, please click here.

For the Personal Accident policy certificate for New York, please click here.

For the Personal Accident policy certificates for Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, Virginia, and Washington, please click here.

For the Personal Effects policy certificate for General States, please click here.

For the Personal Effects policy certificate for New York, please click here.

For the Personal Effects policy certificates for Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, Virginia, and Washington, please click here.

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